Reliance Compliance Solutions

RCS is a consulting company based in Toronto, Ontario with a focus on delivering exceptional compliance solutions to various reporting entities.

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About Us

Who We Are

Reliance Compliance Solutions Inc. (RCS) is a consulting company based in Toronto, Ontario with a focus on delivering exceptional compliance solutions to various reporting entities such as Banks, Credit Unions, MSBs and Virtual currency dealers. Our team of professionals can provide assistance in regulatory compliance, anti-money laundering, and counter terrorist financing.

We help our clients be compliant with Canadian regulations by focusing on building a comprehensive Compliance/AML program.

Why Us

Our team of certified AML specialists has over 10 years experience in the industry and is ready to assist you with all your compliance and AML needs. We have a passion for helping others and seeing them succeed. Let us get you compliant!

Sectors we serve

Each sector has its own regulatory requirements. Whether you are a bank, credit union, MSB, securities dealer, payment service provider, dealer in precious metals & stones, accounting firm or a real estate firm, we have got you covered!

Banks
Credit Unions
Payment Services
Dealers in Virtual Currencies
Money Service Businesses
Dealers in Precious Metals & Stones
Accounting Services
Securities Dealers
Real Estate

What We Do

RCS's goal is to help safeguard success and educate on the latest regulatory requirements. We offer various services that would cover all compliance needs from building an AML program to managing existing compliance programs.

AML/Compliance regime development

We build your AML/Compliance program by drafting up the required policies and procedures like AML/CTF manual, Risk assessment, Sanctions and ABC. We also assist in amending your current ones to be compliant with the current regulations.

Manage Compliance Program

We allocate our CAMS certified specialists to manage your compliance program for you including but not limited to transaction monitoring, investigations and filing reports to FINTRAC.

AML/Compliance effectiveness review

We conduct a thorough AML/Compliance effectiveness review to your program as mandated by FINTRAC every 2 years. We also provide solutions to any findings in our review for an additional fee.

Regulatory exams (FINTRAC/AMF)

We assist by prepping you for the exam interview as well as helping you gather all the necessary reports/documents to be presented for the exam. We also draft up an action plan to address any findings from your exam.

Bank onboarding/Audit

We assist with your bank onboarding and also prep you for the banking audit process by helping you gather all the necessary reports/documents to be presented for the audit.

Compliance officer or CAMLO

We assign one of our CAMS certified AML specialist to act as your Compliance officer or Chief AML officer depending on your needs. **Terms & Conditions Apply**

AMF Respondent

We assign one of our team members in Quebec to act as your AMF respondent for communication and document filing purposes between your company and the AMF.

Training

We draft the training manual as well as the annual training courses for your company. We also provide training to your compliance officer, the board of directors, AML specialists and the 1st line of defense.

Other advisory services

We introduce your business to our approved third party vendors who can assist with the automation of KYC or transaction monitoring to meet the regulatory requirements.

Compliance and AML Advisory Subscription Plans

The following plans are best suited for Banks, Credit Unions, Money Service Business including dealers in virtual currencies

Basic

  • 10 Hours of consultancy
  • Stay apprised of regulatory changes
  • Guidance/training on report submission and AML rules
  • Assist with license renewal
  • Answer all regulatory and AML questions
  • Assistance with vendor selection, on-boarding and contract renewal (KYC, Training, TM, PEP/Sanctions Screening)

Classic

  • 13 hours of consultancy
  • All services included in basic plan
  • Perform quality check on FINTRAC reports
  • Assist with bank audit
  • Assist with independent audit
  • Perform system/vendor testing
  • Assist CAMLO with senior management report
  • Assist with action plan for bank or independent audit

Premium

  • 16 hours of consultancy
  • All services included in basic plan
  • All services included in classic plan
  • Assist with FINTRAC or other regulatory examination
  • Assist with policy updates
  • Attend board meetings as a compliance advisor
  • Assist with action plan for regulatory exam

Note: All plans include a template for potential client occupations

All plans include templates for logging production order requests, PEPs/HIOs, high risk clients, adverse media, UTR and STR for record keeping purposes

The Team

Peter Morcos

Peter Morcos

Founder & CEO

John Morcos

John Morcos

Financial Controller

Jean-François Lefebvre

Jean-François Lefebvre

Compliance Officer

Angelo Coppola

Angelo Coppola

Compliance Officer

Chris Gunias

Chris Gunias

BSA Compliance Officer

Client Portal

Welcome to the RCS' client portal service. This service provides a simple way to securely encrypt and send your files to RCS via SendThisFile. You will receive a notification confirming that your file has been uploaded successfully and when your file has been successfully downloaded by RCS

Please note, if you want to upload more than 9 files you will need to send 2 separate submissions. If you encounter any issues using the web version, kindly submit through this link

Upload Files Secured by: SendThisFile

Contact Us

Where does your business need more support?

We offer a broad range of services and packages that can be customized to your needs. Send us a message today, and we can start you on a path to success.

Headquarters

101 Whitefish Crescent, Stoney Creek ON L8E 0A6

Toronto Office

3080 Yonge Street, Toronto, ON M4N 3N1

Email

[email protected]

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